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Its advertised $100,000 maximum loan amount, no-required-origination-fee structure, and soft-pull prequalification make it the strongest default choice for creditworthy borrowers. LightStream follows closely as the best alternative for borrowers who prioritize no fees and fast funding but can accept a hard credit inquiry. BHG Financial, despite being named by only 4 platforms, earned the best average rank…","target_buyer":"Borrowers needing more than $50,000 in unsecured financing to consolidate a large amount of high-interest unsecured debt","topic":{"base_category":"Personal & debt consolidation loans","category_criteria":["Maximum loan amount","large-loan eligibility","APR and total borrowing cost","origination fees","repayment terms","prequalification options","funding process"],"geography":"United States","slug":"best-large-debt-consolidation-loans-for-more-than-50-000-in-debt","title":"Best Large Debt Consolidation Loans for More Than $50,000 in Debt","use_case":"Large Debt Consolidation Loans Over $50,000"}}