{"citations":{"source_mix":{"company_owned":11,"independent":6,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":15,"partial":2},"total_sources":17,"unique_domain_count":7},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-04","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Paid Credit Monitoring Services","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-04","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Premium Paid Credit Monitoring","subject":"myFICO","unit":"rank","value":2},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-04","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"myFICO","unit":"platforms","value":7},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-04","platform_support":["openai","deepseek","grok","perplexity","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"myFICO","unit":"platforms","value":5},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-04","platform_support":["anthropic","kimi"],"predicate":"fit_rating_count","qualifier":"good","subject":"myFICO","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":2.4285714285714284,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":2,"name":"myFICO","platform_mentions":7,"platform_share":1}],"identity":{"dataset_url":"https://creditconsensusindex.com/datasets/credit-monitoring-scores/premium-paid-credit-monitoring/myfico.json","page_url":"https://creditconsensusindex.com/credit-monitoring-scores/premium-paid-credit-monitoring/myfico","report_type":"fit_review","study_id":"CCI-STUDY-E2782C309174","title":"myFICO for Paid Credit Monitoring Services Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Credit Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-04 11:20:06.330503+00","research_date":"2026-09-04","source_snapshot_sha256":"f477c5fe2157ef3d29e3445ebf691e2eaa2916c3ba105ab9cbf287f66f3944a9","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":18,"qualified_finalists":10,"ranking_unit":"Credit monitoring service and paid subscription plan"},"schema_version":4,"summary":"myFICO is a strong fit for consumers seeking Premium Paid Credit Monitoring, particularly those who want authentic FICO scores from all three major bureaus. All 7 AI platforms that participated in the ranking stage named myFICO as a top contender, with an average listed rank of 2.43 and a best rank of 1. The strongest reason to consider myFICO is its direct access to the actual FICO Score versions lenders use—a capability no free alternative matches. The main limitation is cost: at $29.95–$39.95 per month for three-bureau coverage, myFICO is among the most expensive monitoring services, and…","target_buyer":"Consumers willing to pay for broader monitoring, more detailed reports, frequent score updates, and premium credit-tracking features","topic":{"base_category":"Credit monitoring & scores","category_criteria":["Multi-bureau monitoring","credit report depth","score access","update frequency","monitoring and identity features","subscription value","cancellation terms"],"geography":"United States","slug":"best-paid-credit-monitoring-services","title":"Best Paid Credit Monitoring Services","use_case":"Premium Paid Credit Monitoring"}}