{"citations":{"source_mix":{"company_owned":11,"independent":8,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":16,"partial":3},"total_sources":19,"unique_domain_count":11},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-09","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Credit Monitoring Services for Alerts About New Accounts and Hard Inquiries","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-09","platform_support":["deepseek","google","grok","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"New Account & Hard Inquiry Alerts","subject":"Identity Guard","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-09","platform_support":["deepseek","google","grok","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Identity Guard","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-09","platform_support":["grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Identity Guard","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-09","platform_support":["openai","deepseek","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Identity Guard","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-09","platform_support":["anthropic","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Identity Guard","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.8,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"Identity Guard","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://creditconsensusindex.com/datasets/credit-monitoring-scores/new-account-hard-inquiry-alerts/identity-guard.json","page_url":"https://creditconsensusindex.com/credit-monitoring-scores/new-account-hard-inquiry-alerts/identity-guard","report_type":"fit_review","study_id":"CCI-STUDY-2504CE54C80A","title":"Identity Guard for Credit Monitoring Services for Alerts About New Accounts and Hard Inquiries Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Credit Consensus Index cross-platform AI consensus 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Alerts","section_id":"the-product-model-plan-or-service-most-relevant-to-new-account-hard-inquiry-alerts"},{"id":"question-002","question":"What does the entry-level plan lack that matters for this use case?","section":"The Product, Model, Plan, or Service Most Relevant to New Account & Hard Inquiry Alerts","section_id":"the-product-model-plan-or-service-most-relevant-to-new-account-hard-inquiry-alerts"},{"claims":["claim-002","claim-003","claim-004","claim-005","claim-006"],"entities":["Identity Guard"],"id":"question-003","question":"What did the platforms consistently confirm about Identity Guard's alert coverage?","section":"What the AI Platforms Agreed About","section_id":"what-the-ai-platforms-agreed-about"},{"id":"question-004","question":"Which plan tier did platforms agree is required for this use case?","section":"What the AI Platforms Agreed About","section_id":"what-the-ai-platforms-agreed-about"},{"claims":["claim-002","claim-003","claim-004","claim-005","claim-006"],"entities":["Identity Guard"],"id":"question-005","question":"Why did some platforms rate Identity Guard \"uncertain\" rather than \"good\" or \"strong\"?","section":"Where the AI Platforms Disagreed or Were Uncertain","section_id":"where-the-ai-platforms-disagreed-or-were-uncertain"},{"id":"question-006","question":"What specific facts could not be verified from public sources?","section":"Where the AI Platforms Disagreed or Were Uncertain","section_id":"where-the-ai-platforms-disagreed-or-were-uncertain"},{"claims":["claim-002","claim-003","claim-004","claim-005","claim-006"],"entities":["Identity Guard"],"id":"question-007","question":"What alert types does Identity Guard actually provide for this use case?","section":"Use-Case-Specific Features and Capabilities","section_id":"use-case-specific-features-and-capabilities"},{"id":"question-008","question":"Which notification channels are available?","section":"Use-Case-Specific Features and Capabilities","section_id":"use-case-specific-features-and-capabilities"},{"id":"question-009","question":"What report detail can buyers expect?","section":"Use-Case-Specific Features and Capabilities","section_id":"use-case-specific-features-and-capabilities"},{"claims":["claim-002","claim-003","claim-004","claim-005","claim-006"],"entities":["Identity Guard"],"id":"question-010","question":"What does Identity Guard Total and Ultra cost?","section":"Pricing, Fees, Contracts, and Ongoing Costs","section_id":"pricing-fees-contracts-and-ongoing-costs"},{"id":"question-011","question":"Are there contracts, cancellation fees, or money-back guarantees?","section":"Pricing, Fees, Contracts, and Ongoing Costs","section_id":"pricing-fees-contracts-and-ongoing-costs"},{"id":"question-012","question":"Which competitors offer more explicit alert-speed commitments?","section":"When Another Option May Be Better","section_id":"when-another-option-may-be-better"},{"id":"question-013","question":"When should a buyer choose a free or lower-cost alternative?","section":"When Another Option May Be Better","section_id":"when-another-option-may-be-better"}],"ranking":{"candidates_evaluated":24,"qualified_finalists":10,"ranking_unit":"Credit monitoring service and subscription plan"},"schema_version":4,"summary":"Identity Guard is a good but not conclusively strong fit for consumers who prioritize fast alerts when new credit accounts or hard inquiries appear on their credit files. Five of seven AI platforms named Identity Guard during the ranking stage for this use case, with an average listed rank of 4.8 and a best rank of 2. The strongest reason to consider Identity Guard is its three-bureau monitoring (Equifax, Experian, TransUnion) for new accounts and hard inquiries on the Total and Ultra plans, paired with near real-time alert marketing and broader identity-protection features. The main…","target_buyer":"Consumers who prioritize fast alerts when new credit accounts or hard inquiries appear on any of their credit files","topic":{"base_category":"Credit monitoring & scores","category_criteria":["New-account alert speed","hard-inquiry alert speed","three-bureau coverage","notification channels","report detail","identity-monitoring features","pricing"],"geography":"United States","slug":"best-credit-monitoring-services-for-alerts-about-new-accounts-and-hard-inquiries","title":"Best Credit Monitoring Services for Alerts About New Accounts and Hard Inquiries","use_case":"New Account & Hard Inquiry Alerts"}}