{"citations":{"source_mix":{"company_owned":12,"independent":8,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":14,"partial":7},"total_sources":21,"unique_domain_count":13},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-03","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Credit Monitoring Services With FICO Scores","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-03","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Genuine FICO Score Access","subject":"Experian","unit":"rank","value":2},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-03","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Experian","unit":"platforms","value":7},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-03","platform_support":["deepseek","grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Experian","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-03","platform_support":["openai","anthropic"],"predicate":"fit_rating_count","qualifier":"good","subject":"Experian","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-03","platform_support":["perplexity","kimi"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Experian","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.5714285714285716,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":2,"name":"Experian","platform_mentions":7,"platform_share":1}],"identity":{"dataset_url":"https://creditconsensusindex.com/datasets/credit-monitoring-scores/fico-score-access/experian.json","page_url":"https://creditconsensusindex.com/credit-monitoring-scores/fico-score-access/experian","report_type":"fit_review","study_id":"CCI-STUDY-0DA012C77F79","title":"Experian for Credit Monitoring Services With FICO Scores Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Credit Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-03 12:11:55.891269+00","research_date":"2026-09-03","source_snapshot_sha256":"eafdc225eb2d4f1419ceac42e016f855351206fe2fccddfaa4f08e1920eaae9e","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":16,"qualified_finalists":9,"ranking_unit":"Credit monitoring service and subscription plan"},"schema_version":4,"summary":"Experian is a good-to-strong fit for consumers who want a genuine FICO Score—specifically FICO Score 8—at low or no cost, but it is a mixed fit for buyers requiring transparent multi-bureau FICO coverage. All 7 AI platforms that evaluated this use case named Experian in the ranking stage, and 5 of 7 rated it \"good\" or \"strong\" while 2 rated it \"mixed.\" The strongest reason to consider Experian is its free membership, which provides an explicitly identified FICO Score 8 based on Experian bureau data without requiring a credit card. The main limitation is single-bureau coverage: the free tier…","target_buyer":"Consumers who specifically want genuine FICO Scores, clear score-model and bureau disclosure, and ongoing credit monitoring","topic":{"base_category":"Credit monitoring & scores","category_criteria":["FICO Score availability","FICO model and version transparency","bureau coverage","score update frequency","monitoring alert quality","credit report access","pricing transparency"],"geography":"United States","slug":"best-credit-monitoring-services-with-fico-scores","title":"Best Credit Monitoring Services With FICO Scores","use_case":"Genuine FICO Score Access"}}