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The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a completed review.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each fit review are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Credit Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-04 05:48:36.988479+00","research_date":"2026-09-04","source_snapshot_sha256":"cfb3669cae3549e645dbfe512e04c602a0e3caa19e4e018bd41e96f71e8518a1","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Secured credit card"},"schema_version":4,"summary":"The OpenSky Secured Visa Credit Card is the consensus leader for consumers rebuilding bad credit, named by all seven AI platforms studied with an average listed rank of 4.14. However, the strongest alternatives depend on buyer circumstances: the Capital One Platinum Secured Credit Card offers the lowest deposit barrier at $49–$99 for a $200 line, the Discover it Secured Credit Card combines rewards with three-bureau reporting, and the U.S. Bank Altitude Go Secured Visa Card pairs rewards with a $0 annual fee. This study examined 21 unique entities across seven AI platforms, with 10…","target_buyer":"Consumers with damaged credit who want a reputable secured card that reports positive payment history and can support long-term rebuilding","topic":{"base_category":"Credit building & rebuilding","category_criteria":["Three-bureau reporting","approval accessibility","security deposit requirement","annual and other fees","APR","graduation potential","account-management features"],"geography":"United States","slug":"best-secured-credit-cards-for-rebuilding-bad-credit","title":"Best Secured Credit Cards for Rebuilding Bad Credit","use_case":"Secured Cards for Rebuilding Bad Credit"}}