{"buyer_scenarios":[{"fit":"best_suited","scenario":"Have at least $200 available for a refundable security deposit"},{"fit":"best_suited","scenario":"Want a no-annual-fee secured card from a major bank issuer"},{"fit":"best_suited","scenario":"Prioritize three-bureau reporting for credit building, assuming current reporting practices match historical descriptions"},{"fit":"best_suited","scenario":"Do not need rewards or cash back on purchases"},{"fit":"not_best_suited","scenario":"Consumers needing a deposit below $200. The $200 minimum matches the industry standard but does not beat it. Competitors such as the Capital One Platinum Secured may permit deposits as low as $49 or $99 for a $200…"},{"fit":"not_best_suited","scenario":"Buyers who cannot verify current product availability. OpenAI, anthropic, and kimi all flagged that Citi's public pages do not clearly confirm the product is actively marketed ."},{"fit":"not_best_suited","scenario":"Consumers who need documented three-bureau reporting. Deepseek reported Experian-only reporting, conflicting with other sources ."},{"fit":"not_best_suited","scenario":"Applicants seeking a clearly documented graduation path. Most platforms could not verify Citi's graduation policy or timeline ."}],"citations":{"source_mix":{"company_owned":8,"independent":18,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":13,"partial":12},"total_sources":26,"unique_domain_count":15},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-04","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Secured Credit Cards With Low Security Deposits","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-04","platform_support":["anthropic","deepseek"],"predicate":"final_consensus_rank","qualifier":"Low-Deposit Secured Credit Cards","subject":"Citi Secured MasterCard","unit":"rank","value":7},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-04","platform_support":["anthropic","deepseek"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Citi Secured MasterCard","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-04","platform_support":["grok","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Citi Secured MasterCard","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-04","platform_support":["perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Citi Secured MasterCard","unit":"platforms","value":1},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-04","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"weak","subject":"Citi Secured MasterCard","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-04","platform_support":["openai","anthropic","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Citi Secured MasterCard","unit":"platforms","value":3}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":8.5,"best_rank":8,"entity_id":"entity-001","entity_type":"company","final_rank":7,"name":"Citi Secured MasterCard","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://creditconsensusindex.com/datasets/credit-building-rebuilding/low-deposit-secured-credit-cards/citi-secured-mastercard.json","page_url":"https://creditconsensusindex.com/credit-building-rebuilding/low-deposit-secured-credit-cards/citi-secured-mastercard","report_type":"fit_review","study_id":"CCI-STUDY-CED33E0A10C6","title":"Citi Secured MasterCard for Secured Credit Cards With Low Security Deposits Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Credit Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-04 07:47:58.269252+00","research_date":"2026-09-04","source_snapshot_sha256":"3e3447a967e98996737b32bc1bededdc0f51ad07c074cd60c54e0bc102d6dbed","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":22,"qualified_finalists":7,"ranking_unit":"Secured credit card"},"schema_version":4,"summary":"The Citi Secured MasterCard is an uncertain fit for consumers seeking Low-Deposit Secured Credit Cards in 2026. Two of seven AI platforms named it during the ranking stage, giving it a platform share of roughly 29% and an average listed rank of 8.5. The strongest reason to consider it is its historically low $200 minimum security deposit paired with a $0 annual fee and reporting to major credit bureaus. The main limitation is that current product availability and terms cannot be consistently verified across sources, with platforms split between \"good,\" \"uncertain,\" \"mixed,\" and \"weak\" fit…","target_buyer":"Consumers rebuilding credit who have limited cash available for a security deposit and want a lower-entry-cost secured card","topic":{"base_category":"Credit building & rebuilding","category_criteria":["Minimum security deposit","three-bureau reporting","annual and other fees","approval accessibility","APR","graduation potential","credit-limit policy"],"geography":"United States","slug":"best-secured-credit-cards-with-low-security-deposits","title":"Best Secured Credit Cards With Low Security Deposits","use_case":"Low-Deposit Secured Credit Cards"}}